SAN FRANCISCO (AP) — Crews are raking up paper and plastic bottles and removing other debris left over from the two months that protesters spent in an encampment in San Francisco. More than 100 officers overnight gave Occupy protesters five minutes to gather belongings, then moved in and took down about 100 tents, arresting 70 people as they dismantled the camp.

LONDON (AP) — Stocks in Europe and the U.S. have been in retreat today, as hopes fade that European leaders this week will agree on a way to save the euro. The pessimism follows Germany’s insistence that it won’t accept anything other than a change in the treaty governing the European Union — or at least a new one for the 17 countries that use the euro.

SYRACUSE, N.Y. (AP) — A New York prosecutor says he can’t bring state charges against a former Syracuse University assistant basketball coach — but that he thinks two men who accused him of sexual abuse are credible. He says the abuse alleged by two former ballboys would have happened too long ago to be prosecuted. A federal probe is ongoing into the accusations against fired coach Bernie Fine. Fine has denied the abuse allegations. He was fired Nov. 27.

KABUL, Afghanistan (AP) — Afghanistan’s president says the suicide bombing this week at a Shiite shrine in Kabul originated in Pakistan. And Hamid Karzai is pledging to confront the Pakistani government about the attack. He spoke during a visit to a hospital where scores of people wounded in the attack are being treated. At least 56 people, including an American citizen, were killed in the explosion, which occurred as Shiites were commemorating the major Islamic holy day of Ashoura.

WASHINGTON (AP) — The Obama administration is launching a new project aimed at simplifying credit cards agreements to make them easier to understand. The Consumer Financial Protection Bureau is testing a prototype agreement that the White House says is shorter and written in plain language. The bureau plans to test the new agreement with the Pentagon Federal Credit Union, one of the nation’s largest credit unions. The White House says a recent study shows that about two-thirds of credit card users say they don’t completely understand how their cards work.